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March 2014 Archives

Knowing the statute of limitations might help with debt relief

Getting phone calls or letters from debt collectors can sometimes lead people to do things they wouldn't normally do. For some people, wanting to get rid of debt collectors might lead them to go through a debt relief company to try to settle the debt. In the case of debt collectors or debt relief companies, false representations might actually be a violation of the Fair Debt Collection Practices Act.

GE Capital faces investigations over credit card debt settlements

When you have a credit card, you are bound by the conditions of the credit card. In some cases, those conditions might violate consumer finance laws. For Illinois residents with a GE credit card, learning that federal regulators are investigating the company's credit card business might prove to be very interesting.

Credit card breach affects Chicago taxi customers

For some people who have credit cards, making the monthly payments is systematic. Some people don't even think to check the statement to make sure the charges are all valid. Credit card holders or debit card holders who have used a card to make a payment for a taxi in Chicago might want to check their statement to make sure all the charges on the card are legitimate because of a string of fraudulent transactions associated with cards used to pay fares.

Increasing savings and relieving the stress of debt

Being prepared for the future is difficult, especially for people who are in debt. In some cases, finding opportunities to save money is difficult because of debt and a limited income. While some people in that situation might not see a way to save money and get out of debt, it might be possible to do just that.

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