Chicago Bankruptcy and Parking Tickets

Get Debt Relief and Protection From Car Boot, Towing and Impound Fees

It is no secret that the city of Chicago uses parking tickets as a means to generate revenue for itself. Parking boots, red light cameras and speed cameras are used for the same purpose. The streets in Chicago are littered with parking signs that are often difficult to interpret, and drivers who make the wrong interpretation face heavy fines. Those fines double in most cases if the ticket is not paid on time. And, your car could be booted, resulting in more inconvenience and more expense.

Parking Boots and Vehicle Impoundment

The city considers your car "boot eligible" if one of two conditions is met:

  1. You have been issued two tickets (red light camera tickets, speed camera tickets or parking tickets) and they are both overdue by more than a year.
  2. You accumulate three such tickets in one year and they all go past due.

Getting booted and towed means you have to pay even more money to get the car back. The boot fee is $60, the towing fee is $150 and the storage fee at the impound lot is between $25 and $35 per day. All of these fees can quickly spiral out of control. On top of that, the city can garnish your wages and even suspend your driver's license for unpaid tickets, making it difficult for you to get to work to earn the money you need to pay the fines in the first place. It is a classic "Catch-22."

Owe Thousands in Parking Tickets, Red Light Tickets and Impound Fees? Bankruptcy May Be the Right Choice

North & Sedgwick Law, founded by Chicago attorney Paul Camarena, helps people who are struggling with heavy debt burdens. We can help you realize the benefits of filing for bankruptcy if you owe the city thousands of dollars in tickets and boot fees. When you file for bankruptcy, the city must immediately do the following:

  • Stop garnishing your wages
  • Release your car from the impound lot
  • Reinstate your driver's license

If you file Chapter 13 bankruptcy, the city is required to accept a repayment plan that is reasonable and workable for you. Your ticket balance becomes part of the repayment plan, and you make payments for three to five years. Whatever balance is left at the end of the period is erased.

What About Chapter 7 Bankruptcy?

Chapter 7 can eliminate many debts, but it does not eliminate parking tickets, red light camera tickets, impound costs or any related expenses. However, if you qualify for Chapter 7, it may be worthwhile to file because it eliminates so many other debts, which frees up money so you can pay the tickets.

Talk to a Chicago Lawyer About Bankruptcy, Boot Fees and Parking Tickets Today

Chapter 13 is the best method for resolving unpaid ticket balances in Chicago. When you visit attorney Paul Camarena at North & Sedgwick Law, he will sit down with you, go over your finances and show you how much you should expect to pay back if you file bankruptcy.

For your free initial consultation, call 312-878-8429 or email the firm. Se habla Español.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.