Chapter 13 Bankruptcy Repayment Plan

Get Debt Relief While Keeping Your Property

A Chapter 13 bankruptcy is properly called a debt repayment plan. If your Chapter 13 petition is approved by the court, you will receive a three-year or five-year repayment plan for your unsecured debts. Each month, you will make an affordable payment to the bankruptcy trustee which will be applied to your outstanding unsecured debts. At the end of the repayment period, your remaining unsecured debts (such as credit card debts, medical bills and personal loans) will be completely liquidated. You can move forward in your life, free from crushing amounts of debt.

Experienced Chapter 13 Lawyer In Chicago, Illinois

"When my law firm represents you, I will work to obtain maximum relief from unmanageable debts."Paul Camarena

Paul Camarena at North & Sedgwick Law has been representing clients in the federal court system for more than 10 years. During that time, he has helped many people obtain debt relief through the bankruptcy system, while enabling them to keep their homes, cars and other property. Mr. Camarena will work hard to place you in the best possible financial position.

Obtaining An Affordable Debt Repayment Plan

In developing your Chapter 13 bankruptcy repayment plan, Paul Camarena will carefully review your monthly payments on your unsecured loans, your secured loan payments and your household expenses.

The repayment plan you receive will be affordable. It will be designed to enable you to make all required payments and cover your household expenses. You could even have money left over to save or use for other purposes. Paul Camarena will also try to lower the amount of your outstanding loans and obtain more favorable loan terms through negotiations with your creditors. This may lower your monthly loan payments.

Free Consultation With An Attorney

For a free initial consultation about getting debt relief, contact North & Sedgwick Law.

El abogado habla español.

†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.