Chicago Chapter 13 Discharge

Erasing Overwhelming Debt Through Chapter 13

North & Sedgwick Law is an Illinois law firm dedicated to helping individuals and families find freedom from overwhelming debt. Chapter 13 discharge attorney Paul Camarena is also a certified public accountant (CPA). When you need professional, experienced guidance about which debts can be eliminated through bankruptcy, Mr. Camarena is a respected adviser.

In essence, filing Chapter 13 will allow you to eliminate all unsecured debts such as credit card debts, medical debts and payday loans. Under certain circumstances, you may also be able to discharge some tax debts or student loans. Debts such as alimony obligations and certain personal injury judgments are never dischargeable.

Removing A Second Mortgage Through Lien Stripping

In today's economy, many Illinois homeowners find themselves with houses that are financially "underwater," or worth less than the mortgage. Under such conditions, removing second mortgages such as home equity lines of credit (HELOC) can make a significant difference. Stripping off a second mortgage can even make it possible for some homeowners to avoid foreclosure and save their homes.

Lien stripping is an option only under Chapter 13 bankruptcy. In addition, Chapter 13 can help individuals avoid car repossession through creating manageable repayment plans.

Learn More From A Chicago Chapter 13 Bankruptcy Lawyer

Schedule a free initial consultation with a debt relief attorney by calling North & Sedgwick Law at 312-878-8429. Alternately, you may contact the firm by email.

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†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.