Put An End To The Relentless Phone Calls And Letters
Are you reluctant to answer the phone because your creditors keep calling and threatening you with legal action? Do you hesitate to open the mailbox for fear of the demanding letters you will find?
Creditor harassment is stressful. If you are looking for an immediate stop to the phone calls, letters and threats, turn to North & Sedgwick Law in Illinois.
As soon as you hire the firm's Chicago bankruptcy lawyer, Paul Camarena, your creditors will be legally obligated to contact him instead of you. He can also advise you about the pros and cons of filing Chapter 7 or Chapter 13 bankruptcy and help you obtain an automatic stay from the court. This automatic stay is a court order that will stop creditor harassment altogether.
When Creditor Harassment Becomes Illegal
Under the Fair Debt Collection Practices Act (FDCPA), you have rights. The FDCPA places federal restrictions on how your creditors are allowed to contact you, what they can and cannot say, and more.
Here are just a few of these restrictions:
- Creditors may not call you before 8 a.m. or after 9 p.m.
- Creditors may not call you at work if your employer disapproves.
- Creditors may not make threats against you or your family.
- Creditors may not fail to tell you who they are and which debt they are trying to collect.
Free Consultation With An Experienced Chicago Debt Relief Attorney
To learn more about your rights under federal law and put a halt to harassment, call North & Sedgwick Law at 312-878-8429. You can also contact the firm via email to arrange a free initial consultation.
El abogado habla español.
†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.