If you are being sued by someone or a creditor has obtained a judgment against you, filing bankruptcy may provide a solution. Bankruptcy's automatic stay will put a stop to almost any civil lawsuit. In addition, bankruptcy discharges personal liability for many — but not all — judgments.
North & Sedgwick Law is here to answer your questions about lawsuits, judgments and bankruptcy. The firm's bankruptcy lawyer, Paul Camarena, serves individuals, families and businesses in Chicago and throughout the surrounding areas of Illinois.
If you are a party in a civil lawsuit, filing bankruptcy will in most cases put a stop to the proceeding once proper notice is filed with the court. Bankruptcy will also discharge court judgments for debts such as:
- Personal injury lawsuits (with the exception of death or injury caused by DUI)
- Credit card bills
- Hospital bills
- Payday loans
Not all judgments can be discharged. For example, student loans, child support, restitution in criminal cases, debts associated with fraud or criminal acts, and certain tax debts cannot be discharged. Creditors can object to a discharge of a debt or legal judgment based on these and other grounds. In some cases, the other party in a lawsuit can move to reactivate the proceeding once the bankruptcy automatic stay is terminated.
Only an experienced bankruptcy lawyer can advise you about your particular situation.
For A Fresh Start Contact North & Sedgwick Law
For more information about the effect of bankruptcy on lawsuits and civil judgments, take advantage of a free initial consultation with attorney Camarena. Simply call North & Sedgwick Law at 312-878-8429 to arrange an appointment. You can also contact the firm via email.
El abogado habla español.
†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.