Child support obligations are a common cause of debt problems. While bankruptcy will not discharge personal liability for child support, it will discharge many other types of debt. By discharging other types of debt, such as credit card and hospital bills, you may find that you can afford to make child support payments. In addition, child support arrearages can be placed in a Chapter 13 debt repayment plan and paid off over a three- to five-year period.
North & Sedgwick Law is here to answer your questions about bankruptcy and child support. The firm's bankruptcy lawyer, Paul Camarena, serves individuals, families and businesses in Chicago and throughout the surrounding areas of Illinois.
Dealing With Child Support Arrearages
If you are behind on your child support payments, your ex can file an enforcement action in family court. If you are found guilty of willfully not paying child support, you could be found in contempt. You may be responsible not only for unpaid child support, but also for interest and your ex's legal expenses. The judge can place you in jail if you do not comply with the order.
By promptly filing bankruptcy, you can stay the legal proceeding and the possibility of being found in contempt. By placing past-due child support in a Chapter 13 payment plan, you may reduce your overall debt to an amount you can afford to pay, without interest or penalties.
Contact Our Cook County Bankruptcy Law Firm
For more information about the effect of bankruptcy on child support payments, take advantage of a free initial consultation with attorney Camarena. Simply call North & Sedgwick Law at 312-878-8429 to arrange an appointment. You can also contact the firm via email.
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†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.