Chicago Debt Relief Lawyer

One of the fears that many people have about filing bankruptcy is that they will have to go to court. However, the vast majority of people who file bankruptcy never appear in court. In most cases, filers only have to attend a single meeting with the bankruptcy trustee, called a 341 hearing.

North & Sedgwick Law is here to answer your questions about 341 hearings. The firm's bankruptcy lawyer, Paul Camarena, serves individuals, families and businesses in Chicago and throughout the surrounding areas of Illinois.

What Can I Expect At My Creditors Meeting?

When you file Chapter 7 bankruptcy, you need to attend a hearing known as a creditors' meeting. Creditors may attend the meeting but in most cases do not. In most cases, you and your lawyer will only meet with the bankruptcy trustee.

The meeting usually takes place three weeks to a month and a half after you file. You will need to bring a photo ID and your Social Security card to this meeting. The trustee may also ask you to bring certain documents such as bank statements, tax returns, pay stubs, deeds for property you own and car titles.

The trustee will ask you questions about your bankruptcy filing, such as why you are filing bankruptcy. Attorney Camarena will prepare you for the types of questions you will be asked so you will know how to answer them.

Will I Have To Go To Court If I File Bankruptcy?

You would need to go to court if one of your creditors objects to a discharge of debt or if you are looking for an exception such as discharging student loans.

Contact A Chicago Attorney To Learn More About Bankruptcy Court

For more information about the creditors' meeting and bankruptcy court, take advantage of a free initial consultation with attorney Camarena. Simply call North & Sedgwick Law at 312-878-8429 to arrange an appointment. You can also contact the firm via email.

El abogado habla español.

†The firm is a debt relief agency and helps people file for bankruptcy relief under the Bankruptcy Code.